The Success Starts with Me Mortgage Program is available in the following communities:

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At HYFC, we are committed to helping Southeast Alaskans reach their goals as home buyers and owners. At HYFC, our services include:

Personalized Financial Counseling—HYFC Certified Financial Counselors will work closely with you to help you create a personalized financial plan to meet your goals. This could include:

    • Saving money for a down payment
    • Staying current with all existing payments for 12 months or more
    • Adjusting your budget to reflect the actual cost of homeownership 
    • Meeting with a loan originator

Mortgages—HYFC offers flexible mortgage loan packages to homebuyers that are designed to meet each buyer’s unique financial situation and needs. Our mortgage options include:

    • 15-40 year terms
    • Affordable payments
    • Access to different loan packages
    • Homebuyer education and financial capacity building
    • Home maintenance training and development

Home Renovation—Renovation and repair loans assist homeowners who need to make repairs or to add a bedroom to relieve overcrowding. These loans are designed to be flexible to fit the borrower’s needs that include:

    • Up to 15-year terms
    • Loan amount up to 80% of value
    • Proof of homeowners insurance required
    • Terms & rates dependent on credit score
    • Low interest rates

To apply for a loan, you must complete an HYFC application and provide HYFC with the following documents:

    • Last two year tax returns with all pages
    • Last two years W-2’s and/or 1099’s
    • One month of income verification( paystubs, retirement, SSA, etc.)
    • Two months of complete bank statements
    • Two months of complete bank statements

Please note that loan terms and funding availability is subject to approval and may change without notice.

To learn more about our programs and services, contact our team at (907) 780-3117 or